Frequently Asked Questions
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Apple Watch bands are available in a variety of styles and sizes.
First, you’ll need to choose a case size and band style to see which band sizes are available with that combination. The band you choose will specify the maximum and minimum wrist size. To get the correct band size, we recommend that you precisely measure around your wrist.
If you choose an Apple Watch with a Sport Band, first select your case size then select your band size. Sport Bands only come with one size in the box.
If you choose a Solo Loop or Braided Solo Loop band, you’ll need to use the sizing guide to find your exact size. Our sizing for these bands has changed, so please use the updated sizing guide even if you’ve purchased one in the past. When you shop for Solo Loop bands, there are step-by-step instructions to help you measure your wrist using a printable tool or household objects so you can find the correct size.
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You can pair any case with almost any band in the Apple Watch Studio. Once you’ve created a combination you like, you can save it and then create others to compare.
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The GPS + Cellular model allows you to stay connected to the people and information you care about with just your Apple Watch. With a cellular plan you can send and receive text messages, answer phone calls, receive notifications, and stream Apple Music and Apple Podcasts without needing your iPhone nearby. To pair watches for kids who don’t have an iPhone yet using Apple Watch For Your Kids, a GPS + Cellular model is required.
With the GPS model, you must be connected to your iPhone via Bluetooth or Wi-Fi to send and receive text messages, answer phone calls, and receive notifications. The built-in GPS works independently of your iPhone for distance, pace, and route mapping in workouts.
Learn more about cellular and which carriers support AppleWatch(Opens in a new window)
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While service plans vary by network provider,
Footnote◊ many offer free or special trials for AppleWatch. Contact your wireless service provider for more details.Learn more about which carriers support Apple Watch(Opens in a new window)
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Apple Watch Ultra 2, AppleWatch Series 10, and AppleWatchSE require an iPhoneXs or later with iOS18 or later. Apple Watch is only compatible with iPhone.
Features are subject to change. Some features, applications, and services may not be available in all regions or all languages.
View Complete List(Opens in a new window)
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Whether you buy online or in an Apple Store, it’s easy to transfer your data and set up your new AppleWatch. AppleWatch content backs up automatically to your companion iPhone, so you can restore your AppleWatch from a backup. When you back up your iPhone, it includes your AppleWatch data.
Discover all of the amazing things your new AppleWatch can do with the help of an Apple Specialist. After your AppleWatch ships, you’ll receive an invitation to schedule a free one-on-one online session where you can cover the topics of your choice. To get the most out of your time, use our online guides to transfer your data to your new AppleWatch before your session.
Learn how to set up and transfer data to your new Apple Watch(Opens in a new window)
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If you already have Apple Card and want to purchase your Apple Watch with Apple Card Monthly Installments, select it as your payment option when you check out. You’ll pay over time, interest-free
Footnote∆ , and receive 3% Daily Cash back, all up front. If you don’t have Apple Card yet, you can apply for one in as little as a minute when you select Apple Card Monthly Installments as your payment option and use it for your purchase.Learn more about Apple Card Monthly Installments(Opens in a new window)
If you used your Apple Card to pay in full but you meant to take advantage of interest-free financing using Apple Card Monthly Installments, we can help switch you over. Contact an Apple Card Specialist at 877-255-5923. You can also chat with one by tapping Apple Card in Wallet, tapping the black circle in the upper right-hand corner, and then tapping Message. Customers in U.S. territories should contact Goldman Sachs Bank USA for questions about installments.
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Apple Trade In makes it easy to get credit toward the purchase of your next Apple Watch. Simply answer a few questions about your device. Based on what you tell us, we’ll provide an estimated trade-in value. If you pay monthly, we’ll apply the value as an instant credit to lower the monthly payments of your new Apple Watch. If you pay in full, we’ll credit your payment method after we receive your trade-in. If it’s not eligible for credit, you can recycle it for free.
We’ll send you a free trade-in kit. You may receive it along with your new device. Otherwise, it will be mailed to you separately as soon as your order is ready for delivery or pickup. Once you receive the trade-in kit, you have 14 days to prepare and send in your device.
When we receive your trade-in, we'll verify its condition, and if everything checks out, your trade-in will be complete. If your device doesn’t match the condition you described, you’ll receive an email with next steps. If you paid in full and the value of your device was more than the cost of your new Apple Watch, you’ll receive an Apple Gift Card by email with the remaining amount.
The online trade-in process generally takes 2–3 weeks. You can also trade in your device at an Apple Store at the point of purchase. However, the trade-in value in a store may be different from the estimated trade-in value you received online.
Learn more about Apple Trade In (Opens in a new window)
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Delivery estimates are based on item availability and the shipping option you choose. You’ll get a final delivery date after you place your order.
Free next-day delivery is available for any in-stock Mac, iPad, iPhone, Apple TV, or Apple Watch. Get free two-day delivery on almost everything else. Or you can upgrade your shipping method for an additional charge.
In most metro areas, we offer same-day scheduled courier delivery on available in-stock items from an Apple Store. The two-hour delivery fee is $9. You’ll choose a delivery date and time during checkout. Subject to availability.
Depending on your location, your order may be eligible for In-Store, Curbside, or Express Pickup at or near the Apple Store. For pickup, you’ll choose a pickup method, date, and store during checkout.
Orders placed through apple.com can only be shipped within the country or region of purchase. Visit the online store of the location where you want your products delivered.
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Yes. If you change your mind and no longer wish to keep your Apple Watch, you have the option to return it to us. The returned Apple Watch must be in good condition and in the original packaging, which contains all accessories, manuals, and instructions. Returns are subject to Apple’s Sales and Refunds Policy.
Learn more about returns, refunds, and exchanges(Opens in a new window)
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AppleCare One coverage extends to products that were purchased recently or are currently covered by AppleCare+. Other eligible devices are those currently associated with your Apple Account, Apple audio or headphones less than 1 year old, and other Apple devices that are less that 4 years old and in good condition. Learn more about AppleCare (Opens in a new window)
Your new Watch comes with so much more.
Apple Music
3 free months of all your favorite songs — all ad-free.
Apple Fitness+
3 free months of workouts, from HIIT to Meditation.
Which Apple Watch is right for you?
Apple Watch SE
From $249
44mm or 40mm aluminum case size
LTPO OLED Retina display
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Up to 1000 nits
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High and low heart rate notifications
Irregular rhythm notifications
Low cardio fitness notifications
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Sleep Tracking
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Vitals app featuring heart rate, respiratory rate, and sleep duration
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Cycle Tracking
Emergency SOS
International emergency calling
Fall Detection and Crash Detection
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Water resistant
Swimproof
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GPS
Available cellular connectivity
S8 SiP
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Siri
Find iPhone
Up to 18 hours normal use
Low Power Mode
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AppleWatch Series10
From $399
46mm or 42mm aluminum or titanium case size
LTPO3 OLED Always‑On Retina display
Wide-angle OLED
Up to 2000 nits
Up to 40% brighter when viewed at an angle
ECG app
High and low heart rate notifications
Irregular rhythm notifications
Low cardio fitness notifications
Blood Oxygen app
Sleep Tracking
Sleep apnea notifications
Vitals app featuring heart rate, respiratory rate, wrist temperature, and sleep duration
Temperature sensing
Cycle Tracking with retrospective ovulation estimates
Emergency SOS
International emergency calling
Fall Detection and Crash Detection
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Water resistant
Swimproof
Depth gauge to 6m
Water temperature sensor
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GPS
Available cellular connectivity
S10 SiP
Double tap gesture
Faster on-device Siri with health data access
Precision Finding for iPhone
Up to 18 hours normal use
Up to 36hours in LowPowerMode
Faster charging (0–80% in about 30 minutes)
Apple Watch Ultra2
From $799
49mm titaniumcase size
LTPO2 OLED Always‑On Retina display
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Up to 3000 nits
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ECG app
High and low heart rate notifications
Irregular rhythm notifications
Low cardio fitness notifications
Blood Oxygen app
Sleep Tracking
Sleep apnea notifications
Vitals app featuring heart rate, respiratory rate, wrist temperature, and sleep duration
Temperature sensing
Cycle Tracking with retrospective ovulation estimates
Emergency SOS
International emergency calling
Fall Detection and Crash Detection
Siren
Water resistant
Swimproof
Depth gauge to 40m
Water temperature sensor
High-speed water sports
Recreational scuba to 40m
Precision dual‑frequency GPS
Cellular connectivity
S9 SiP
Double tap gesture
Faster on-device Siri with health data access
Precision Finding for iPhone
Up to 36 hours normal use
Up to 72hours in LowPowerMode
Fast charging (0–80% in about 1 hour)
- Compare all models
- Shop Apple Watch
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◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
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2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
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Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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\\n\\t\\t\\tPlus, you’ll get Apple Card and all its great benefits:\\n\\t\\t
\\n\\t\\t
- \\n\\t\\t\\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n\\t\\t\\t
- No fees.Footnote 2 Not even hidden ones. \\n\\t\\t\\t
- The privacy and security you expect from Apple. \\n\\t\\t\\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n\\t\\t
\\n\\t\\n
\\n\\t\\t
\\n\\t\\t\\tAlready have Apple Card?\\n\\t\\t
\\n\\t\\t
\\n\\t\\t\\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\\n\\t\\t
\\n\\t
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\\n\\t\\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
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2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
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Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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How to buy with Apple Card Monthly Installments:
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- Choose Apple Card Monthly Installments as your payment option. \\n
- Since you already have an Apple Card, you’ll skip the application process. \\n
- Complete your purchase. \\n
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◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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\\n\\t\\t\\tPlus, you’ll get Apple Card and all its great benefits:\\n\\t\\t
\\n\\t\\t
- \\n\\t\\t\\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n\\t\\t\\t
- No fees.Footnote 2 Not even hidden ones. \\n\\t\\t\\t
- The privacy and security you expect from Apple. \\n\\t\\t\\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n\\t\\t
\\n\\t\\n
\\n\\t\\t
\\n\\t\\t\\tAlready have Apple Card?\\n\\t\\t
\\n\\t\\t
\\n\\t\\t\\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\\n\\t\\t
\\n\\t
\\n
\\n\\t
\\n\\t\\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
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2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
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Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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\\n\\t\\t\\tPlus, you’ll get Apple Card and all its great benefits:\\n\\t\\t
\\n\\t\\t
- \\n\\t\\t\\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n\\t\\t\\t
- No fees.Footnote 2 Not even hidden ones. \\n\\t\\t\\t
- The privacy and security you expect from Apple. \\n\\t\\t\\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n\\t\\t
\\n\\t\\n
\\n\\t\\t
\\n\\t\\t\\tAlready have Apple Card?\\n\\t\\t
\\n\\t\\t
\\n\\t\\t\\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\\n\\t\\t
\\n\\t
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◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
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2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
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Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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Get 3% Daily Cash back when you buy from Apple.
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\\n Apple Card is a credit card that gives you up to 3% Daily Cash back. It shows you how to save on interest and helps you stay on top of your spending. And you don’t have to worry about fees.Footnote 1\\n
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n\\n
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Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n\\n
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Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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How to buy with Apple Card Monthly Installments:
\\n
- \\n
- Choose Apple Card Monthly Installments as your payment option. \\n
- Since you already have an Apple Card, you’ll skip the application process. \\n
- Complete your purchase. \\n
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◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n \\n
\\n
\\n \\n \\n\\n
Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n\\n
\\n
\\n
Up to 3% Daily Cash Back
\\n
- \\n
- 3% on purchases from Apple when you use your Apple Card with Apple PayFootnote \\n
- 2% on purchases using Apple Pay \\n
- 1% on every other purchase, including those made with the Apple-designed titanium card \\n
\\n
\\n\\n\\n
\\n
No fees
\\n
\\n No annual, international, late, or hidden feesFootnote 2\\n
\\n
\\n\\n
\\n
Apply in as little as a minute and start using it right away — on any purchaseFootnote 3
\\n \\n
\\n \\n
\\n
You can apply now and see your Apple Card offer without impacting your credit score.Footnote 4
\\n
\\n\\n
\\n
- \\n
- Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card. \\n
- Late or missed payments will result in additional interest accumulating toward your balance. \\n
- Subject to credit approval. \\n
- Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. \\n
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\\n
\\n
\\n
How to buy with Apple Card Monthly Installments:
\\n
- \\n
- Choose Apple Card Monthly Installments as your payment option. \\n
- Since you already have an Apple Card, you’ll skip the application process. \\n
- Complete your purchase. \\n
\\n
\\n\\n
\\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n \\n
\\n
\\n
Plus, you’ll get Apple Card and all its great benefits:
\\n
- \\n
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n
- No fees.Footnote 2 Not even hidden ones. \\n
- The privacy and security you expect from Apple. \\n
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n
\\n\\n
\\n
Already have Apple Card?
\\n
Just choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.
\\n
\\n
\\n \\n
\\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\\n
\\n \\n
\\n
How to buy with Apple Card Monthly Installments:
\\n
- \\n
- Choose Apple Card Monthly Installments as your payment option. \\n
- Since you already have an Apple Card, you’ll skip the application process. \\n
- Complete your purchase. \\n
\\n
\\n\\n
\\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n \\n
\\n
\\n \\n \\n\\n
Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n \\n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\\n \\n
\\n \\n \\n\\n
Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n\\n
\\n
\\n
Up to 3% Daily Cash Back
\\n
- \\n
- 3% on purchases from Apple when you use your Apple Card with Apple PayFootnote \\n
- 2% on purchases using Apple Pay \\n
- 1% on every other purchase, including those made with the Apple-designed titanium card \\n
\\n
\\n\\n\\n
\\n
No fees
\\n
\\n No annual, international, late, or hidden feesFootnote 2\\n
\\n
\\n\\n
\\n
Apply in as little as a minute and start using it right away — on any purchaseFootnote 3
\\n \\n
\\n \\n
\\n
You can apply now and see your Apple Card offer without impacting your credit score.Footnote 4
\\n
\\n\\n
\\n
- \\n
- Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card. \\n
- Late or missed payments will result in additional interest accumulating toward your balance. \\n
- Subject to credit approval. \\n
- Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. \\n
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\\n
\\n
\\n \\n \\n\\n
Buy with Apple Card Monthly Installments.
\\n\\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\\n \\n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\\n \\n
\\n
\\n\\n
Get 3% Daily Cash back when you buy from Apple.
\\n \\n
\\n Apple Card is a credit card that gives you up to 3% Daily Cash back. It shows you how to save on interest and helps you stay on top of your spending. And you don’t have to worry about fees.Footnote 1\\n
\\n
\\n
\\n\\t\\t
\\n\\t\\t\\tPlus, you’ll get Apple Card and all its great benefits:\\n\\t\\t
\\n\\t\\t
- \\n\\t\\t\\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n\\t\\t\\t
- No fees.Footnote 2 Not even hidden ones. \\n\\t\\t\\t
- The privacy and security you expect from Apple. \\n\\t\\t\\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n\\t\\t
\\n\\t\\n
\\n\\t\\t
\\n\\t\\t\\tAlready have Apple Card?\\n\\t\\t
\\n\\t\\t
\\n\\t\\t\\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\\n\\t\\t
\\n\\t
\\n
\\n\\t
\\n\\t\\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n \\n\\t
\\n
\\n\\t\\t
\\n\\t\\t\\tPlus, you’ll get Apple Card and all its great benefits:\\n\\t\\t
\\n\\t\\t
- \\n\\t\\t\\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \\n\\t\\t\\t
- No fees.Footnote 2 Not even hidden ones. \\n\\t\\t\\t
- The privacy and security you expect from Apple. \\n\\t\\t\\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \\n\\t\\t
\\n\\t\\n
\\n\\t\\t
\\n\\t\\t\\tAlready have Apple Card?\\n\\t\\t
\\n\\t\\t
\\n\\t\\t\\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\\n\\t\\t
\\n\\t
\\n
\\n\\t
\\n\\t\\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\\n \\n\\t
\\n
\n
Plus, you’ll get Apple Card and all its great benefits:
\n
- \n
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n
- No fees.Footnote 2 Not even hidden ones. \n
- The privacy and security you expect from Apple. \n
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n
\n\n
\n
Already have Apple Card?
\n
Just choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.
\n
\n
\n \n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\n
\n \n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n\t\t
\n\t\t\tPlus, you’ll get Apple Card and all its great benefits:\n\t\t
\n\t\t
- \n\t\t\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n\t\t\t
- No fees.Footnote 2 Not even hidden ones. \n\t\t\t
- The privacy and security you expect from Apple. \n\t\t\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n\t\t
\n\t\n
\n\t\t
\n\t\t\tAlready have Apple Card?\n\t\t
\n\t\t
\n\t\t\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\n\t\t
\n\t
\n
\n\t
\n\t\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n\t
\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n
How to buy with Apple Card Monthly Installments:
\n
- \n
- Choose Apple Card Monthly Installments as your payment option. \n
- Since you already have an Apple Card, you’ll skip the application process. \n
- Complete your purchase. \n
\n
\n\n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n
\n
\n\t\t
\n\t\t\tPlus, you’ll get Apple Card and all its great benefits:\n\t\t
\n\t\t
- \n\t\t\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n\t\t\t
- No fees.Footnote 2 Not even hidden ones. \n\t\t\t
- The privacy and security you expect from Apple. \n\t\t\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n\t\t
\n\t\n
\n\t\t
\n\t\t\tAlready have Apple Card?\n\t\t
\n\t\t
\n\t\t\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\n\t\t
\n\t
\n
\n\t
\n\t\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n\t
\n
\n\t\t
\n\t\t\tPlus, you’ll get Apple Card and all its great benefits:\n\t\t
\n\t\t
- \n\t\t\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n\t\t\t
- No fees.Footnote 2 Not even hidden ones. \n\t\t\t
- The privacy and security you expect from Apple. \n\t\t\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n\t\t
\n\t\n
\n\t\t
\n\t\t\tAlready have Apple Card?\n\t\t
\n\t\t
\n\t\t\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\n\t\t
\n\t
\n
\n\t
\n\t\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n\t
\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n
\n\n
Get 3% Daily Cash back when you buy from Apple.
\n \n
\n Apple Card is a credit card that gives you up to 3% Daily Cash back. It shows you how to save on interest and helps you stay on top of your spending. And you don’t have to worry about fees.Footnote 1\n
\n
\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n
How to buy with Apple Card Monthly Installments:
\n
- \n
- Choose Apple Card Monthly Installments as your payment option. \n
- Since you already have an Apple Card, you’ll skip the application process. \n
- Complete your purchase. \n
\n
\n\n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n
\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n\n
\n
\n
Up to 3% Daily Cash Back
\n
- \n
- 3% on purchases from Apple when you use your Apple Card with Apple PayFootnote \n
- 2% on purchases using Apple Pay \n
- 1% on every other purchase, including those made with the Apple-designed titanium card \n
\n
\n\n\n
\n
No fees
\n
\n No annual, international, late, or hidden feesFootnote 2\n
\n
\n\n
\n
Apply in as little as a minute and start using it right away — on any purchaseFootnote 3
\n \n
\n \n
\n
You can apply now and see your Apple Card offer without impacting your credit score.Footnote 4
\n
\n\n
\n
- \n
- Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card. \n
- Late or missed payments will result in additional interest accumulating toward your balance. \n
- Subject to credit approval. \n
- Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. \n
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\n
\n
\n
How to buy with Apple Card Monthly Installments:
\n
- \n
- Choose Apple Card Monthly Installments as your payment option. \n
- Since you already have an Apple Card, you’ll skip the application process. \n
- Complete your purchase. \n
\n
\n\n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n
\n
\n
Plus, you’ll get Apple Card and all its great benefits:
\n
- \n
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n
- No fees.Footnote 2 Not even hidden ones. \n
- The privacy and security you expect from Apple. \n
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n
\n\n
\n
Already have Apple Card?
\n
Just choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.
\n
\n
\n \n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
\n
\n \n
\n
How to buy with Apple Card Monthly Installments:
\n
- \n
- Choose Apple Card Monthly Installments as your payment option. \n
- Since you already have an Apple Card, you’ll skip the application process. \n
- Complete your purchase. \n
\n
\n\n
\n
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n
\n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n \n
Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
\n \n
\n \n \n\n
Buy with Apple Card Monthly Installments.
\n\n
Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote ◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
\n\n
\n
\n
Up to 3% Daily Cash Back
\n
- \n
- 3% on purchases from Apple when you use your Apple Card with Apple PayFootnote \n
- 2% on purchases using Apple Pay \n
- 1% on every other purchase, including those made with the Apple-designed titanium card \n
\n
\n\n\n
\n
No fees
\n
\n No annual, international, late, or hidden feesFootnote 2\n
\n
\n\n
\n
Apply in as little as a minute and start using it right away — on any purchaseFootnote 3
\n \n
\n \n
\n
You can apply now and see your Apple Card offer without impacting your credit score.Footnote 4
\n
\n\n
\n
- \n
- Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card. \n
- Late or missed payments will result in additional interest accumulating toward your balance. \n
- Subject to credit approval. \n
- Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score. \n
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To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
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Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
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If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
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Buy with Apple Card Monthly Installments.
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Now when you shop at Apple, you can use your Apple Card to pay monthly at 0% APR.Footnote◊ And you’ll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.
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Apply in minutes to see if you are approved with no impact to your creditscore.Footnote 1
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Get 3% Daily Cash back when you buy from Apple.
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\n Apple Card is a credit card that gives you up to 3% Daily Cash back. It shows you how to save on interest and helps you stay on top of your spending. And you don’t have to worry about fees.Footnote 1\n
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\n\t\t\tPlus, you’ll get Apple Card and all its great benefits:\n\t\t
\n\t\t
- \n\t\t\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n\t\t\t
- No fees.Footnote 2 Not even hidden ones. \n\t\t\t
- The privacy and security you expect from Apple. \n\t\t\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n\t\t
\n\t\n
\n\t\t
\n\t\t\tAlready have Apple Card?\n\t\t
\n\t\t
\n\t\t\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\n\t\t
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\n\t\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
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1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
\n \n\t
\n
\n\t\t
\n\t\t\tPlus, you’ll get Apple Card and all its great benefits:\n\t\t
\n\t\t
- \n\t\t\t
- Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay. \n\t\t\t
- No fees.Footnote 2 Not even hidden ones. \n\t\t\t
- The privacy and security you expect from Apple. \n\t\t\t
- An Apple-designed titanium card that can be used anywhere Mastercard is accepted. \n\t\t
\n\t\n
\n\t\t
\n\t\t\tAlready have Apple Card?\n\t\t
\n\t\t
\n\t\t\tJust choose Apple Card Monthly Installments as your payment option when you check out. Since you already have the card, you’ll skip the application process.\n\t\t
\n\t
\n
\n\t
\n\t\t
◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
\n
1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
\n
2. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of July 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
\n
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
\n
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
\n
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
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